Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments and high balances cut both ways.

Last week, VantageScore, one result of that act, finally went live in a pilot program with 21 lenders, offering a direct ...

Rocket Mortgage and Rocket Pro have begun utilizing VantageScore 4.0 alongside Classic FICO in the mortgage qualification ...

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's ...

It used to be that if you wanted to buy a home, you needed a FICO score. Now, you can use VantgageScore to apply for a mortgage. And that has put the pressure on FICO stock. But Fair Isaac, the ...

Fair Isaac Corporation (NYSE:FICO) provides analytics, decision-management software, and credit-scoring products used by ...

A new independent study is sharpening the debate over which credit scoring model will define the next era of mortgage underwriting. A white paper by actuarial firm Milliman found that FICO’s FICO ...

The debate over FICO versus VantageScore has followed a familiar script: A headline price gets amplified into a savings narrative, that narrative becomes policy and then the secondary market quietly ...

SAN FRANCISCO--(BUSINESS WIRE)--VantageScore today announced the results of an analysis demonstrating that VantageScore ® 4.0 outperforms FICO 10T. In a first-of-its-kind analysis, VantageScore 4.0 ...

Independent study finds FICO Score 10T is the most predictive credit score for first-time homebuyer mortgages, supporting ...

MCLEAN, Va., April 22, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in ...