Mark Henricks has written on mortgages, real estate and investing for many leading publications. He works from Austin, Texas, where he engages in songwriting, wilderness backpacking, whitewater ...

Discover what secured debt is, how it works, and examples of it. Learn why it's less risky than unsecured debt and its impact ...

Collateral is an asset that serves as security for a loan. Putting up collateral, such as a house or car, can help you qualify for a loan and get better rates. If you default on your loan, the lender ...

Secured and unsecured debt represent two distinct types of borrowing, each with its own characteristics, risks and benefits. I've found that understanding the difference between the two is essential ...

All flows of secured funding in the financial system are met by flows of collateral in the opposite direction. A network depicting secured funding flows thus implicitly reveals a network of collateral ...