If you've had banking problems, ChexSystems will alert other banks about them for up to five years. Opening new accounts could be tough. Prepaid cards or second-chance checking could help.

The $3.5-billion CU has recently started using an identity validation system from eFunds to instantly check the address provided on a new account application against the applicant's address on credit ...

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Have you ever overdrafted your checking account or accidentally bounced a check? If so, a record of the mishap could be following you around. When you have a problem managing a bank account, your bank ...

If you’ve been denied a bank account because of a ChexSystems record, consider these institutions. If you are denied a new bank account, one possible explanation is that the financial institution used ...

If you've ever been denied a bank account, it is likely because of negative actions in your ChexSystems report. ChexSystems is a consumer reporting agency that collects information on the opening and ...