Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Just half of Americans think credit history is used by insurance companies to calculate auto insurance rates, according to a new NerdWallet survey. Many, or all, of the products featured on this page ...

Lorraine Roberte is an insurance writer for Investopedia. As a personal finance writer, her expertise includes money management and insurance-related topics. She has written hundreds of reviews of ...

Don’t drop your insurance. Instead, start by contacting your insurer about payment options and discounts. Between rising gas and car-repair prices, it's an expensive time to be a driver. And car ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

What Is A “Totaled” Or “Total Loss” Vehicle? When repair costs exceed the vehicle's purchase price at the time of the incident, insurance companies deem it “totaled.” A vehicle is declared a “total ...